USAEC 8% p.a. shared risk loan - bee hive financing
catastrophic seasons when bees do not produce enough honey such as drought.
A union of 181 beekepers from Yucatan peninsula is joining myELEN.com partnerships under the auspices of CCMSS. The organization of Unión de Sociedades Apícolas Ecológicas de Calakmul USPR de RL was formed in 2011. The target of the organization is the following one: to strengthen honey-bee rural production societies which integrate the union through training, , technology transfer, assessment, merchandizing of products, and subproducts, industrial inputs, and other equipment in order to allow honey-bee producers - conventional and organic - strengthen production and commercialization in the region, in regional markets, national and international, obtaining fair prices, which impact the process of sustainable development in Calakmul breaking dependencies with brokers, and becoming the organizational axis of honey-bee production in Campeche.
USAEC is always open to the possibility of new associates as long as they achieve the following criteria: 1) at least 70% of total production must be sold to USAEC, 2) they must possess more than 20 beecolonies, 3) the producer must avoid the usage of agrochemicals, 4) the member must keep financial obligations with USAEC.
Organic practice training is available to the associates that are willing to certify their production. USAEC also is promoting the creation of communitarian groups for saving and lending.
The interest is to be paid only in non-catastrophic seasons when bees do not produce enough honey such as drought. This situation would have to be corroborated formally with collaborating organizations such as CCMSS and happens once in 10-20 years. The last drought happened in 2016.
The moral aval of the organisation is Mexican NGO Consejo Civil (www.ccmss.org.mx).